Databases are like retirement plans. Everybody desires to have one, but some of us put them off year after year, until we almost feel like we've missed out on the opportunity. Just like a retirement plan, it's never too late to start a database. Your database is one of the most valuable assets you'll ever have. Its value will exponentially grow with time. In the mortgage industry, Mortgage Quest has already done the job for you. We've checked out their programs and heard nothing but rave reviews.